This agreement is entered into by KTX platform operator (hereinafter referred to as "the Platform") and the user (hereinafter referred to as "You") who uses the virtual asset wealth management product services provided by the Platform. This agreement, together with the KTX Terms of Service, KTX Privacy Policy, and other related documents, constitutes an inseparable whole. You should read and understand all of these documents before using this service.

By clicking "Agree" to this agreement or actually using any of the virtual asset wealth management services provided by the Platform (hereinafter referred to as "the Service"), you confirm that you have full legal capacity, understand and voluntarily accept all the terms of this agreement. This agreement becomes legally binding upon both parties. If you disagree with any part of this agreement, you should immediately cease using this service.

1. Service Definitions

• Current Virtual Asset Wealth Management Products:

These are virtual asset value-enhancing services provided by the Platform, allowing real-time subscriptions and redemptions. The principal is flexible, and returns are settled daily. The return amount fluctuates based on market conditions.

• Fixed-Term Virtual Asset Wealth Management Products:

These are virtual asset value-enhancing services provided by the Platform for a fixed term. After subscription, assets are locked for the agreed duration. Redemption must occur at the prescribed time, and returns are settled at the end of the term.

• Supported Currencies:

The list of supported currencies is based on the currencies displayed on the Platform’s wealth management activity page. The Platform may adjust this list based on market and regulatory conditions, with prior announcements through official channels.

• Service Nature:

This service is purely a technical connection and information display service provided by the Platform for virtual asset value enhancement and return settlement. The Platform does not assume any responsibility for investment guarantees.

2. Subscription and Redemption Rules

• Subscription Rules:
  • The Platform sets a minimum subscription amount and a maximum subscription limit per user, which will be publicly displayed by the Platform.
  • After submitting the subscription application, the virtual assets will be transferred to your wealth management account upon system confirmation.
  • When the maximum subscription limit is reached, the Platform will suspend subscriptions and announce this.
• Redemption Rules:
  • Current Wealth Management: Real-time redemptions are available 24/7, with redemption requests subject to system confirmation by the Platform.
  • Fixed-Term Wealth Management: Early redemption is not supported unless otherwise announced by the Platform. If early redemption is allowed, only the principal will be returned, with no return of profits.
  • Once a redemption request is submitted, it cannot be canceled.

3. Account Credit Rules:

The fund settlement for wealth management products on this platform follows a unified processing workflow:

• End of interest accrual

On the day a redemption is triggered (for flexible products) or the product reaches maturity (for fixed-term products), interest calculation stops and the product will no longer generate new returns.

• Return calculation

On the day following the trigger, the platform will complete the full calculation of returns for the product and confirm the final payable return amount.

• Fund settlement

On the third business day after the trigger, the platform will uniformly transfer the principal and the calculated returns to your account.

• Flexible wealth management products

The trigger condition is the day the redemption request is confirmed. Funds will be settled according to the above process.

• Fixed-term wealth management products

The trigger condition is the product’s maturity date. Funds will be settled according to the above process.

3. Return Calculation and Issuance

• Return Calculation Basis:

Returns are calculated based on an annualized floating interest rate. The calculation formula is:

Daily Principal Return = Subscription Amount × Applicable Annualized Interest Rate / 365.

Total returns are the sum of daily returns accumulated over the actual holding days.

• Annualized Interest Rate:

The Platform sets different annualized interest rate levels based on the subscription amount. The specific rates are announced through official channels. The rates will be adjusted according to market conditions, with adjustment notices issued 3 business days in advance or effective immediately.

• Return Settlement:
  • Current Wealth Management: Returns are settled daily and credited to your account before 24:00 on the same day.
  • Fixed-Term Wealth Management: Returns are credited together with the principal at the end of the term.

4. Fees and Taxes

• Fees:

The Platform currently does not charge any subscription fees, redemption fees, management fees, or other fees. If there are any fee adjustments, the Platform will announce the changes 3 business days in advance through official channels.

• Tax Responsibility:

You are responsible for paying any taxes arising from the use of this service according to the tax laws of your place of residence. The Platform does not assume any withholding or remittance obligations.

5. Risk Warnings

Engaging in virtual asset wealth management services involves high risks, and the Platform does not assume any responsibility for investment losses. Specific risks include, but are not limited to:

• Market Risk: Virtual asset prices are highly volatile and may lead to significant asset losses.
• Policy Risk: Global regulatory policies may change, potentially leading to service suspension or termination.
• Technical Risk: Issues such as network congestion, system failures, or platform attacks may affect service availability.
• Liquidity Risk: Some virtual assets may have low market liquidity, potentially preventing assets from being easily converted to cash.
• Account Security Risk: If your account information is leaked, you may suffer asset loss, which you will be solely responsible for.
• The Platform does not guarantee fixed returns or principal protection. Users should make investment decisions based on their own risk tolerance.

6. User Obligations

• Identity Verification: Ensure that you are a legitimate entity and have completed the KYC (Know Your Customer) verification.
• Legality of Funds: The funds used for subscriptions must be legal. The Platform may request proof of the source of funds.
• Compliance with Platform Rules: You must comply with all the Platform's rules and avoid disrupting the normal operation of the Platform.
• Account Security: You are responsible for safeguarding your account information. If your account details are leaked and result in a loss, you will bear full responsibility.
• Anti-Money Laundering Obligation: You must cooperate with the Platform in identity verification and transaction monitoring to prevent money laundering and other illegal activities.

7. Prohibited Activities

You are prohibited from engaging in the following activities:

• Engaging in money laundering, terrorist financing, or other illegal activities.
• Using fraudulent accounts for arbitrage, money laundering, or other illicit activities.
• Trading with individuals or entities on sanctions lists.
• Using technical methods to attack the Platform's system.
• Spreading false information or misleading other users.
• Engaging in any other activity that violates laws, regulations, or Platform rules.

If you violate any of the above, the Platform may take actions such as freezing your account, suspending services, and reporting your behavior to legal authorities.

8. Service Changes and Interruptions

• Service Changes: The Platform may adjust service rules based on market changes or regulatory policies. Any adjustments will be announced through official channels before they take effect.
• Service Interruptions: The Platform is not responsible for service interruptions due to technical maintenance, blockchain network issues, force majeure events, or other uncontrollable factors.
• Service Termination: The Platform may suspend or terminate the service for reasons such as policy changes or market risks. The Platform will notify users in advance through an official announcement.

9. Privacy and Data Protection

• Privacy Protection: The Platform will adhere to its privacy policy to protect your personal information. It will not disclose or sell user data without authorization.
• Data Access and Modification: You can request to access, correct, or delete your personal information according to applicable laws.
• Data Storage: The Platform will retain your personal data for the legally required period, after which it will be anonymized.

10. Governing Law and Dispute Resolution

• Governing Law: This agreement shall be governed by the laws of the jurisdiction where the Platform is operated.
• Dispute Resolution: Any disputes arising from this agreement shall first be resolved through friendly negotiation. If the dispute cannot be resolved through negotiation, both parties agree to submit the dispute to an arbitration body in the Platform's jurisdiction. The arbitration decision will be final and binding.

11. Miscellaneous

• Supplementary Clauses: The Platform may issue supplementary rules as needed, and these will be legally binding, just like this agreement.
• Agreement Amendments: If any part of this agreement is found invalid or unenforceable by a judicial or regulatory body, the remaining terms will still remain in full force.

This agreement takes effect when you click "Agree" and begin using the service, and remains effective until you terminate the service and the Platform completes all asset settlements.