1. KTX financial products types?

2. Which cryptocurrencies are supported?

Supports mainstream cryptocurrencies (such as BTC, ETH, USDT, etc.). The supported cryptocurrencies may vary for different products, and more will be added in the future.

You can check the specific list of supported cryptocurrencies on the subscription page.

3. How is the interest rate calculated?

For the same cryptocurrency, different interest rate tiers are applied based on the subscription amount.

Interest is calculated using an annualized rate (APR/APY).

The actual earnings are paid out daily or at maturity.

Example:

The specific interest rate is subject to the subscription confirmation page.

4. Is there a limit on the subscription amount?

Yes, each cryptocurrency has:

• Minimum subscription amount
• Maximum subscription amount
• Total personal subscription amount

If the amount does not meet the required range, you cannot subscribe.

5. Can I redeem fixed-term financial products early?

Yes, you can redeem early, but the rules are as follows:

• Redeem before maturity: The principal is fully refunded, and no interest is paid.
• Redeem after maturity: The principal is fully refunded, and the interest is paid in a lump sum to the wallet account.

So, unless there is an emergency, it is recommended to hold until maturity to avoid losing interest.

6. When will I receive the funds after redeeming a flexible financial product?

Real-time processing.

T+2 settlement (redemption day, settlement day, arrival day).

Large redemptions may trigger risk control, causing a slight delay.

7. How are the earnings distributed and where can I view them?

• Flexible: Interest is calculated daily > Earnings are credited daily to the account.
• Fixed-term: The principal and earnings are paid in a lump sum after maturity.

You can check them in the income details.

8. When does the interest calculation start?

Interest starts on T+1, the day after subscription, and is distributed starting on T+2.

9. Where is my principal after redemption?

After redemption, the principal will return to:

Your wallet account, where it can be freely traded, withdrawn, or used to purchase other financial products.

10. Are there any risks? How does KTX ensure the safety of funds?

Digital asset investment involves market risks.

Earnings do not guarantee future returns.

Redemption before maturity may result in lost interest.

KTX provides multiple risk control and asset security mechanisms (such as cold and hot wallet separation, risk reserve fund, etc.).

We advise users to allocate assets based on their risk tolerance.

11. Will the product interest rate change?

It may be adjusted based on market conditions:

If the interest rate is adjusted, an announcement will be made in advance on the product page/notification.

The interest rate is locked for the amount already subscribed.

12. Does it support automatic reinvestment?

The reinvestment strategy is not yet available. Please stay tuned for official announcements.

13. Can I purchase multiple times simultaneously?

You can purchase multiple times before reaching the subscription limit, but each purchase must meet the minimum and maximum subscription amount rules.

14. How can I confirm if my subscription was successful?

Subscription results will be communicated in the following ways:

• Product page status
• In-site notifications/email alerts

If there is a long delay or an issue, please contact customer service for confirmation.

15. Handling fee explanation

There are no handling fees for normal subscription, interest calculation, or redemption.

If there are any special fees in the future, they will be clearly indicated on the product page.